Dear Reader, When we get our first paycheck, the first thing smart people do is save it somewhere. Either your bank account, RDs or FDs. But why not be the smartest and invest in Equity Mutual Funds that beats inflation over a longer period of time by giving decent returns. Assuming a modest inflation rate of 7% per annum, this is what your investments actually earn: Instrument of Investment | Returns before inflation | Returns after inflation | | Fixed Deposits | 9-10% | 2-3% | | Recurring Deposits | 7-8% | 0-1% | | Equity Mutual Fund | 15-18% | 8-11% | |  | All figures are indicative only ZipSIP @ MyUniverse offers an easy way to invest in a personalised portfolio of Equity Mutual Funds paperlessly and in less than a few minutes. 
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