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Maintain Zero Balance Earn Upto 6% Interest p.a. Free online transactions

* Earn up to 6% p.a. interest on savings account balance over Rs 1 lakh and up to Rs1 cr. Earn 5% p.a. interest on savings account balance up to Rs 1 lakh and 5.5% p.a. interest on savings account balance above Rs 1 cr. Applicable for Resident Accounts only. Interest rates are subject to change from time to time. Please visit www.kotak.com for the latest information on interest rates. * Scan & Pay through your Kotak Mobile Banking App at select in-store outlets. Balance in accounts that are only Aadhaar-OTP verified cannot exceed Rs.1 lakh. Interest Rates are subject to change as per the Bank discretion.